Client Recommendation
The following are excerpts from letters of recommendation that I have received from various sources. Each excerpt is a direct quote from the actual letter. The actual letters are maintained in my files and are available for client review upon request with written guarantee of confidentiality and privacy. Specific names of the signers of the letters is withheld in the interest of confidentiality and privacy.
Banking and Lending Institutions:
From: Legend Bank, Bowie, Texas
"Jack Schoppa is a respected appraiser in the north Texas area, noted for his thorough, conservative approach, which generally offer greater protection for the bank. I've worked with Jack for approximately six or seven years ……" "I find Jack to be a knowledgeable, consistent and reasonable appraiser, who documents the report well and is courteous in response to questions and comments. Jack is very conscientious concerning any development that could affect appraisal value, i.e. the 'Texas black mold' issue....... He developed a program concerning this particular issue and has been widely published, in addition to being a featured speaker in several different venues involving real estate." "Jack does one of the most thorough appraisals I've seen. Should the bank be questioned concerning appraisals by examiners, auditors, vendors, or other regulatory authorities, I would be very comfortable with Jack's appraisals in our files." (name withheld) Vice President Real Estate From: Guaranty National Bank, Muenster Banking Center
"Many times in the past years Guaranty National Bank has called upon Mr. Jack Schoppa to perform appraisals on properties under consideration by the Bank's Real Estate Lending Department. These properties include commercial, residential and raw acreage. Mr. Schoppa has always completed the assignments in a timely manner and with a high degree of professionalism."
Sincerely, (name withheld)Guaranty national Bank Officer
From: Legend Bank, Nocona Banking Center
"I have known Jack personally for a number of years and I have found him to be of excellent character."
"Legend Bank has employed his services as a Certified Appraiser for the past six years. He has completed numerous residential as well as commercial and farm/ranch land appraisals. We have found his work to be exemplary."
"I would highly recommend Jack for any appraisal needs you may have."
Sincerely yours, (name withheld) Banking Center PresidentLegend Bank
From: First State Bank of Gainesville
"The First State Bank has received appraisals prepared by Jack Schoppa of the J. C. Schoppa Company. These appraisals have always been satisfactory. The bank expects to continue to receive appraisals prepared by the J. C. Schoppa Company for future real estate loans."
Sincerely, (name withheld) Vice President
From: First National Bank of Saint Jo
"I have utilized Mr. Schoppa's real estate appraisal services as a part of my lending process on various occasions and on a variety of property types since 1995. My experience with Mr. Schoppa has been such that his estimates of real estate value are consistently conservative and based on his research of market activity. Mr. Schoppa feels a duty toward me, as his client, and that he is serving me and protecting my interest, as a lender, by providing a 'reasonable' estimate of value which I am able to consider in my decision making process for lending my institution's money."
Sincerely, (name withheld), President First National Bank
From: Guaranty National Bank, Main Office in Gainesville
"I have used him to appraise residential and commercial properties. Jack has always prepared a professional product in a timely manner."
Respectfully, (name withheld) Executive Vice President
From: A Mortgage Company
"We have used Jack's services regarding our real estate loans on numerous occasions, on a wide variety of properties and in many different areas throughout north Texas. Jack has always prepared a professional product in a timely manner. His decisions and conclusions are reasonable and well supported. We expect to continue to use his services in the future."
Respectfully, (name withheld)
From: A Mortgage Company
(This note excerpted from several e-mail communications regarding a difficult appraisal assignment) "Thank you for your time, and consideration in the matter. Most of all I appreciate your communication ethics. If more people were like you, it would be a easier place to live for all of us. You can rest assured you will be the first person I call."
Sincerely, (name withheld)
Attorneys:
From: Attorney in Gainesville (company name withheld due to privacy issues)
"It is a pleasure to write a letter of recommendation of behalf of Jack Schoppa. I have known Jack for many years and am familiar with his work, not only on behalf of clients who have used Jack for appraisals but personally as Jack has done an appraisal for my homestead. Jack has high integrity, works tirelessly, and is very efficient. My clients and I have always appreciated Jack's promptness and thoroughness in his work. I recommend him without question."
(name withheld)
From: Attorney in Gainesville (company name withheld due to privacy issues)
"I have retained the services of Jack Schoppa on many occasions to appraise real property in connection with both sales and litigation. Mr. Schoppa is very qualified as an appraiser, and his opinions on the value of properties are well respected. I would not hesitate to recommend Mr. Schoppa as an appraiser."
Sincerely, (name withheld)
Real Estate Clients:
(This note via e-mail)
"Dear Jack," "I have no idea whether or not you can use a testimonial for your business but if it could help you, I would sure like to offer mine to you."
"I know that we were not always the most desirable clients to have. Our entire family swept down on you and we were sometimes difficult to please. You, on the other hand, were always very professional, warm and cordial both in a business manner and personally."
"You made the purchase of my home the most pleasant experience possible. I found very early on that I could count on you. I was comforted by the fact that you are honest -- and went above and beyond what you had to do to provide information to me. Since I currently live in California and you are in TX. it is very important to me to get the best Realtor possible. I certainly got that (and more) in you. I cannot begin to thank you for all you have done for me -- and my family."
"You can count on the fact that whenever I know anyone who is looking to buy -- or sell a home -- I will refer them to you."
Most Sincerely, (name withheld)
Banking and Lending Institutions:
From: Legend Bank, Bowie, Texas
"Jack Schoppa is a respected appraiser in the north Texas area, noted for his thorough, conservative approach, which generally offer greater protection for the bank. I've worked with Jack for approximately six or seven years ……" "I find Jack to be a knowledgeable, consistent and reasonable appraiser, who documents the report well and is courteous in response to questions and comments. Jack is very conscientious concerning any development that could affect appraisal value, i.e. the 'Texas black mold' issue....... He developed a program concerning this particular issue and has been widely published, in addition to being a featured speaker in several different venues involving real estate." "Jack does one of the most thorough appraisals I've seen. Should the bank be questioned concerning appraisals by examiners, auditors, vendors, or other regulatory authorities, I would be very comfortable with Jack's appraisals in our files." (name withheld) Vice President Real Estate From: Guaranty National Bank, Muenster Banking Center
"Many times in the past years Guaranty National Bank has called upon Mr. Jack Schoppa to perform appraisals on properties under consideration by the Bank's Real Estate Lending Department. These properties include commercial, residential and raw acreage. Mr. Schoppa has always completed the assignments in a timely manner and with a high degree of professionalism."
Sincerely, (name withheld)Guaranty national Bank Officer
From: Legend Bank, Nocona Banking Center
"I have known Jack personally for a number of years and I have found him to be of excellent character."
"Legend Bank has employed his services as a Certified Appraiser for the past six years. He has completed numerous residential as well as commercial and farm/ranch land appraisals. We have found his work to be exemplary."
"I would highly recommend Jack for any appraisal needs you may have."
Sincerely yours, (name withheld) Banking Center PresidentLegend Bank
From: First State Bank of Gainesville
"The First State Bank has received appraisals prepared by Jack Schoppa of the J. C. Schoppa Company. These appraisals have always been satisfactory. The bank expects to continue to receive appraisals prepared by the J. C. Schoppa Company for future real estate loans."
Sincerely, (name withheld) Vice President
From: First National Bank of Saint Jo
"I have utilized Mr. Schoppa's real estate appraisal services as a part of my lending process on various occasions and on a variety of property types since 1995. My experience with Mr. Schoppa has been such that his estimates of real estate value are consistently conservative and based on his research of market activity. Mr. Schoppa feels a duty toward me, as his client, and that he is serving me and protecting my interest, as a lender, by providing a 'reasonable' estimate of value which I am able to consider in my decision making process for lending my institution's money."
Sincerely, (name withheld), President First National Bank
From: Guaranty National Bank, Main Office in Gainesville
"I have used him to appraise residential and commercial properties. Jack has always prepared a professional product in a timely manner."
Respectfully, (name withheld) Executive Vice President
From: A Mortgage Company
"We have used Jack's services regarding our real estate loans on numerous occasions, on a wide variety of properties and in many different areas throughout north Texas. Jack has always prepared a professional product in a timely manner. His decisions and conclusions are reasonable and well supported. We expect to continue to use his services in the future."
Respectfully, (name withheld)
From: A Mortgage Company
(This note excerpted from several e-mail communications regarding a difficult appraisal assignment) "Thank you for your time, and consideration in the matter. Most of all I appreciate your communication ethics. If more people were like you, it would be a easier place to live for all of us. You can rest assured you will be the first person I call."
Sincerely, (name withheld)
Attorneys:
From: Attorney in Gainesville (company name withheld due to privacy issues)
"It is a pleasure to write a letter of recommendation of behalf of Jack Schoppa. I have known Jack for many years and am familiar with his work, not only on behalf of clients who have used Jack for appraisals but personally as Jack has done an appraisal for my homestead. Jack has high integrity, works tirelessly, and is very efficient. My clients and I have always appreciated Jack's promptness and thoroughness in his work. I recommend him without question."
(name withheld)
From: Attorney in Gainesville (company name withheld due to privacy issues)
"I have retained the services of Jack Schoppa on many occasions to appraise real property in connection with both sales and litigation. Mr. Schoppa is very qualified as an appraiser, and his opinions on the value of properties are well respected. I would not hesitate to recommend Mr. Schoppa as an appraiser."
Sincerely, (name withheld)
Real Estate Clients:
(This note via e-mail)
"Dear Jack," "I have no idea whether or not you can use a testimonial for your business but if it could help you, I would sure like to offer mine to you."
"I know that we were not always the most desirable clients to have. Our entire family swept down on you and we were sometimes difficult to please. You, on the other hand, were always very professional, warm and cordial both in a business manner and personally."
"You made the purchase of my home the most pleasant experience possible. I found very early on that I could count on you. I was comforted by the fact that you are honest -- and went above and beyond what you had to do to provide information to me. Since I currently live in California and you are in TX. it is very important to me to get the best Realtor possible. I certainly got that (and more) in you. I cannot begin to thank you for all you have done for me -- and my family."
"You can count on the fact that whenever I know anyone who is looking to buy -- or sell a home -- I will refer them to you."
Most Sincerely, (name withheld)